Shoreditch, Spitalfields (UK HQ)
Hybrid, 3 days a week in the office required with up to 2 remote working days a week.

Fraud never stands still, and either do we. At 3S Money, our team is committed to staying ahead of emerging threats, working alongside a diverse group of experts with varying skills and experiences. Every day presents new challenges and opportunities ensuring no two days are alike. As we expand our team and enhance our framework, our ability to safe 3S Money continues to evolve.

Join us in protecting the organisations’ security and integrity by taking a hands-on approach to detecting and preventing financial crime and fraud risks in this dynamic role.

Our mission
3S Money is reinventing international business banking. Founded in 2018, our mission is to help growing businesses send, receive and exchange money in over 190 countries. With offices in five countries and over 200 employees, you’ll be joining a high-energy, high-impact team that’s achieved profitability and has a wealth of opportunity ahead.

Our culture
At 3S Money, we believe in caring personally, staying curious and making an impact through collaboration not competition. Our culture is genuinely transparent with minimal hierarchy and a commitment to each employee’s professional growth.

What you’ll be doing

• Fraud and other financial crime detection and prevention: Utilise analytical tools and methodologies to identify and assess potential fraudulent and other financial crime activities within the organisation.
• Investigation Management: Conduct thorough investigations into suspected fraud and other financial crime cases, collaborating with internal departments and external entities as needed.
• Data Analysis: Analyse large datasets to identify irregular patterns, trends, or anomalies that may indicate fraudulent or other financial crime behaviour.
• Documentation and Reporting: Prepare detailed reports outlining investigation findings, including evidence, analysis, and recommended actions. Maintain accurate records of all investigations.
• Collaboration: Work closely with cross-functional teams, including legal, compliance, and financial crime operations teams to implement fraud and other financial crime prevention strategies and enhance overall security measures.
• Stay Informed: Stay abreast of industry trends, emerging fraud risks, and new investigative techniques to continuously improve fraud and other financial crime prevention strategies.
• Compliance: Ensure that all investigative activities adhere to relevant laws, regulations, and company policies.
• Training and Awareness: Develop and deliver training programs to educate employees on financial crime and fraud awareness and prevention measures.

About you, you have

• Bachelor's degree in a relevant field such as finance, relevant experience and a variety of skills to detect and prevent financial fraud.
• Previous knowledge and experience of conducting fraud investigations to identify suspicious activities, analyse data for the detection of fraud.
• Skilled in conducting end -to- end investigations of complex transactional fraud cases while identifying emerging fraud patterns and trends.
• Strong analytical skills with proficiency in using data analysis tools and techniques for effective fraud reporting.
• Excellent communication skills, both written and verbal, for preparing detailed reports and effectively collaborating with diverse teams.
• Ability to handle sensitive information with discretion and maintain a high level of confidentiality.
• Detail-oriented with a commitment to accuracy and thoroughness in investigations.

• In depth knowledge of scam investigations with evidence and reasoning behind decisions.
• Experience in investigating suspicious account activities to verify fraudulent transactions and take measures to control, mitigate and prevent further fraud risks to 3SM.
• Understand current fraud regulations, fraud trends and industry best practises related to fraud control.

In return for your hard work:
💰 Competitive + plus stock options (after 12 months of work) and additional benefits (e.g. health insurance after a probationary period)
💻 Hybrid working setup in our wonderful city-centre office
📚 We foster non-BAU projects in our team, we want you to explore new avenues and expand your expertise to benefit your professional pathway & our teams. 
 ➕ And much, much more….

Our commitment to you
We are an equal opportunities employer.
We make recruiting decisions based on your experience, skills and personality. Our passion and focus will always be to work with the best people. We’re creating services for everyone, so it’s imperative we work with everyone. Our diverse team has been the foundations to our success in building more efficient products, making better decisions and establishing an all-inclusive place to work. Applicants of all backgrounds are hugely encouraged to apply and discover the 3S way.